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Disclaimer: (the “Site”) is a monthly publication of J.M. Trippon & Co., a certified public accounting firm located in Houston, Texas (the “Publisher”). The Site is limited to the dissemination of impersonal and objective investment and non-investment-related information [together with access to additional related and unrelated information and links.] The publication of the Site on the Internet should not be construed by any reader as Publisher’s (i) solicitation to effect, or attempt to effect transactions in securities over the Internet, or (ii) provision of any investment related advice or services tailored to any particular individual’s financial situation or investment objective(s).

Readers do not receive investment advisory, investment supervisory or investment management services, nor the initial or ongoing review or monitoring of the reader’s individual investment portfolio or individual particular needs. Therefore, no reader should assume that the Site (or any of its links) serves as a substitute for individual personalized advice from a financial professional of the reader’s choosing.

The reader maintains absolute discretion as to whether or not to follow any portion of the Site content. Publisher does not offer or provide any implementation services via the Internet, nor does it offer or provide initial or ongoing individual personalized advice via the Internet. It remains the reader’s exclusive responsibility to review and evaluate the content and to determine whether to accept or reject any recommendation and to correspondingly determine whether any such recommendation is appropriate for a reader’s individual situation (of which Publisher has and expresses no knowledge or opinion). Publisher expresses no opinion as to whether any of recommendations contained on the Site (or any of its links) is appropriate for a reader’s individual situation.

The reader acknowledges that any past investment-related performance referred to on the Site (or any of its links) may not be indicative of future results, and understands that any opinions contained on the Site reflect Publisher’s judgment exclusively as of that particular date. Therefore, no current or prospective reader should assume that the future performance of any specific investment, investment strategy (including the investments and/or investment strategies that may be discussed on the Site or any of its links) will be suitable or profitable for a reader’s portfolio, or equal historical or anticipated performance level(s).

Publisher does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to Publisher’s web Site or incorporated herein, and takes no responsibility therefor. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.

Publisher is not registered as an investment adviser with any federal or state regulatory agency. Rather, Publisher relies upon the “publisher’s exclusion” from the definition of “investment adviser” as provided under Section 202(a)(11) of the Investment Advisers Act of 1940 and corresponding state securities laws. The Site is a bona fide publication of general and regular circulation offering impersonalized investment-related advice to readers and/or prospective readers (e.g., not tailored to the specific investment portfolio or needs of current and/or prospective readers).

James M. Trippon is also the founder of Trippon Wealth Management Group, LLC (“Trippon Wealth”), an SEC registered investment adviser, a State of Texas registered investment advisor. The reader is not a client of Publisher or Trippon Wealth unless and until it has formally engaged either entity to provide accounting or investment advisory services. Trippon Wealth requires a minimum account size of $1million. A copy of Trippon Wealth’s written disclosure statement discussing the scope of its services and fees is available upon request.

Recognition by the media (print, radio or television) should not be construed by any reader as a guarantee that he/she will experience a certain level of results if the reader follows any recommendations or advise on the Site, or engages the Publisher and/or Trippon Wealth to provide any professional services, nor should it be construed as a current or past endorsement of either Publisher or Trippon Wealth by any of its clients.

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